Software and AI for finance and fintech
The financial sector demands the highest level of reliability, security and regulatory compliance. We build fintech platforms with high-availability architectures, AI anti-fraud systems, PSD2 banking integrations and full compliance with GDPR and European financial regulation.
“For financial platforms where every millisecond and every cent counts.”
What holds companies back
de este sector
Fraud evolves faster than the rules
Fraud systems built on fixed rules are predictable. Fraudsters study them and work around them. A model that learns from every transaction is the only way to keep pace.
KYC onboarding turns legitimate users away
Asking for the ID document, proof of address and a selfie across three separate screens produces a 40–60% drop-off during sign-up. Compliance and conversion do not have to be enemies.
99.9% availability is not enough
99.9% availability means 8.7 hours of downtime a year. On a payments platform that means lost transactions, customers who leave and reputational damage. The real sector standard is 99.99%.
What we build
para este sector
Real-time anti-fraud engine with ML
Every transaction is scored in under 20ms by a model analysing more than 200 features: user behaviour, device, geolocation, historical patterns and network signals. The false positive rate is tuned per customer segment.
Digital KYC onboarding in under three minutes
ID document capture with OCR extraction, facial biometric verification and cross-checks against sanctions lists (OFAC, EU lists). Users complete the process on their phone with no human intervention in 85% of cases.
Payments platform with PSD2 Open Banking
Aggregation of bank accounts from several institutions in a single dashboard. Payment initiation straight from a current account, with no card. Automatic reconciliation for companies with high transaction volume.
Automated regulatory reporting
Automatic generation of reports for the Bank of Spain, the CNMV or the ECB, depending on the entity type. Data is pulled from core systems, transformed into the regulatory format and validated before submission. No manual work for the compliance team.
Solutions we deliver
Regulatory compliance
Our fintech work is designed under PSD2, MiFID II, GDPR and, where it applies, the DORA (Digital Operational Resilience Act) requirements in force since January 2025 for EU financial entities.
Technology we use
en este sector
Desarrollo Backend
Construimos la lógica de negocio, APIs y bases de datos que dan potencia a tus aplicaciones.
View serviceIntegraciones & APIs
Conectamos tus sistemas y aplicaciones para crear flujos de trabajo automatizados y eficientes.
View serviceCiberseguridad
Protegemos tus aplicaciones e infraestructura con auditorías, hardening y monitorización continua.
View serviceEverything you need to know
Do you have experience with European financial regulation?
How do you guarantee security in financial applications?
Tell us your challenge.
We design the solution together.
Primera reunión de análisis gratuita. Sin humo, sin presiones. Te decimos qué necesitas y cómo hacerlo.